Blog

The sequence of returns (order and timing) can have a big impact on retirement lifestyle and financial goals.

Money Management Basics for Couples

For many people, money management is a new year resolution, and like a lot of resolutions it is quickly abandoned because often those goals are too big. Rather than overhauling your entire financial life, consider starting with small goals that are easily measured like these three actions.

Imagine starting this year with clarity about your money matters and 100% confidence that you're being smart about it, with a plan to save, get out of debt, and build lasting wealth for you and your family. Imagine, gone are the days of living paycheck to paycheck, which has been so embarrassing because there is plenty of money there, but until now you haven't had control of your spending, but this year, your money is working for you!

Are Capital Gains Taxes Going Up? With the passing of the Infrastructure Investment and Jobs Act, I have received quite a few questions about capital gains and potential changes to the current tax law.  Capital gains happen when property and/or investments are sold for a profit.  Capital gains are classified as either short or long term.  A gain is considered short term when the investment has been owned for less than 12 months and is taxed at ordinary income tax rates.